“afford” insurance? My golfing buddy, the plumber, the republican, should be here in about an hour for our eleven thirty tee time, has insurance. He’s worried about his heart, had some tests done, one doctor told him he better have a bypass in the next four days, six months later they sent him a letter saying if he didn’t have more tests within the next week they would be forced to drop him because of the risk he is bearing. Saw another doctor last month, was told he was fine after more tests. My point, he’s paid over eight thousand dollars for tests that shouldn’t have amounted to more than a thousand. Is an insurance card a free pass to health providers to commit fraud? Would he have been better off paying for the tests out of is own pocket?

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I was hurt on the job and made a report of injury. My regular insurance covered the costs except my co-pays, and I did tell them this was a work related injury. Now the workers compensation insurance company has offered to pay all outstanding medical bills, which would be the co-pays. Would this be legal? I know all medical cost where from my work related injury and they went well over a hundred thousand dollars. This seems like fraud against my regular insurance carrier.

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