Ok, I know most of the answers I’m going to receive are “go to jail, you’re dumb, etc”. Please, I need help! I’m a 21 year old female college student (graduating with my BS on May 11th). I really messed up. My school schedule has restricted me to where I can’t work anymore. My father was paying for my apartment and bills and he recently became sick and has spent all of his money on medical bills. For the past few months, I’ve been writing checks from one of my bank accounts to the other and withdrawing the money to pay my bills. I honestly just thought I would have 2 eventually pay it back. Now I realize it’s illegal. My bbt account balance is negative $1800, Wachovia -$1300 and Credit Union -$1600. (about 1000 is overdraft fees total from all) I know this is a lot of money! My banks obviously have figured this out and I have no way to pay it back. I can’t even get approved for a loan. I don;t know what to do. Please give me advice. I know i messed up but I don;t want to ruin my future
I now have a job and I start tomorrow. However, I only get paid once every two weeks. I don’t want to be charged criminally in the meantime. I’m so stressed out. I can’t believe I did this. I honestly didnt realize this was illegal. I just thougt at most I would get an even worse credit rating.

medical billing specialist