“afford” insurance? My golfing buddy, the plumber, the republican, should be here in about an hour for our eleven thirty tee time, has insurance. He’s worried about his heart, had some tests done, one doctor told him he better have a bypass in the next four days, six months later they sent him a letter saying if he didn’t have more tests within the next week they would be forced to drop him because of the risk he is bearing. Saw another doctor last month, was told he was fine after more tests. My point, he’s paid over eight thousand dollars for tests that shouldn’t have amounted to more than a thousand. Is an insurance card a free pass to health providers to commit fraud? Would he have been better off paying for the tests out of is own pocket?

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