My wife’s HMO just sent us a summary statement of medical care bills and payments for all of 2008.

You tell me — doesn’t this amount to grand fraud?

1. total charges [excluding double billing caused by HMO delaying for months] 33,343.80

2. Allowed by contract [also includes 437.37 that hasn't yet been been ruled as allowed or denied] 8312.78

In other words, the amounts “billed” by the hospitals, lab operations, physicians, clinics, radiologists, etc. were FOUR times the amounts they’d actually agreed to accept as full payment from the HMO.

Now, if you didn’t have an insurance company bargaining for you, the hospitals, et al, would be trying to collect FOUR times as much from you as they really expect to get, and really “should” get.

FOUR FREAKING TIMES AS MUCH !!

ok i saw this add on the penny-saver, that said comouter jobs i called. and its a training course for medical billing n coding. its 2 weeks long n its from 1-5pm mon-fri. n they have job placement as well. he tol me they place u in either hospitals or a dr office. u get ur diploma and Two certificates in microsoft word and excel and the other ni medical billing. the fee is 2250 but i dnt start paying them until im working already n its in payments of 99$ a month,. how does this sound to u,? and the reason im actually looking into this its cus they said in this feild ill start off getting paid 15$ an hour n im 18 n a have a 4month old baby so i need the job n money. should i go for it?? or do u think its a scam?
10 minutes ago – 3 days left to answer.
Additional Details
8 minutes ago

ok, first of all I work for a doctors office as a receptionist. a while ago I was on myspace looking at one of my friend’s profile, and you know how one profile leads, to another, and so on. Well, I see one of my patient’s profile ‘jane doe” and i notice that she has a different name, then i realize that she has a twin sister but a fatter version claims to be “janice doe”

point is…i think my patient “jane doe” is using her obese twin sister;s (janice doe) insurance!!

what do i do? should i report my suspicions to the insurance company or my boss? but im also afraid that my boss might not care in fear of loosing money….i would

anesthesia billing

Here is how individual insurance policies typically work:

1)Every year insurance companies create a new policy. For the next year they encourage people to sign up, then stop offering that policy to new people after one year. All of these people share the medical costs of everyone in the policy.

2) For the next half dozen years they encourage healthy people to upgrade to new policies. This leaves only the sick sharing medical expenses and the insurance premium goes up quickly.

3) A dozen years after each policy is made no one can afford the premium because everyone in the policy is sick and has major expenses. All of the ill people then lose their health insurance.

4) Now that the ill people have been filtered out from the healthy people they can’t get insurance and are left to die by health insurance companies that could care less.

I have health insurance through my employment and another insurance through my mom’s. I just had a procedure earlier today and asked the registrar upfront before the procedure of they could co-bill both insurances at the same time, and she adviced not to, and adviced me to let all my doctors know that i have another insurance, and that i would be in big trouble. i really am confused on what’s going on. can anyone help me please? thanks
I appreciate all the info guys. the thing is that I use my mom’s insurance as my primary since all the facilities and providers I see and get my procedures done are under the same name, and my mom works in a hospital under the same name.
I guess what I really want to know is what I need to do at this point to avoid getting into trouble.
I remember giving BOTH insurance information in one procedure way back (blood draw) but still paid the same co-pay amount for my mom’s insurance.

medical collections

Hey everybody. I have a friend who is trying to get health insurance but has run into a roadblock. This friend has never had insurance and has therefore paid for any doctors visits with cash. She lost all of her records in a storm (this is Florida) and therefore doesnt know how to answer the questions on the insurance application. She isnt a law breaker, just wants to know how to proceed to avoid breaking the law. Thanks a lot for the input

medical billing management