Mary N. asked:

I am uninsured and need health insurance. I am middle aged and and have some preexisting conditions. My credit isn’t the best due to some fraud I had to deal with and I don’t have much money to spend. Please, does anyone know where I can turn? I live in Texas. Thank you!

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j man asked:

It now costs over $400 per month for the average group medical plan that has a $500 deductible and then only covers 80 percent.

Say you have a major trajedy, your still screwed, you’ll deal with in network, and out of network people, some will pay others differenetly, you could still wind up paying 60% of the bill, that is after all the costly monthly premiums.

i just like how they fight to not have to pay anything on claims.

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Mike asked:

Women complain that they are discriminated ecoonomically and politically but they dont complain about the protection that the law provides them such as
1. Not being required like men to sign up for selective service
2. Being less likely than men to be sentenced to death or receive the same sentence for violent crimes.
3. Having an advantage over men in child custody and divorce.
4. Receiving more health care then men evne though men live shorter.

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Zak S asked:

I’m a full time student that technically doesn’t live at home. I made $30k last year. Do my parents need to claim me as a dependent in order for me to stay on their health insurance (Blue Care Network)? Because i thought the only stipulation was that i had to be a full time student. Because the difference in my return checks would be like $3000 which is a lot, but if my parents have to send anything in to the health insurance company *which they never have and im 21* i don’t want them to just drop me, but i also don’t want to get charged with fraud.

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cchristoph1 asked:

Hi, I had many credit cards, medical bills, and utility bills opened in my name and social security number. After these thieves opened the accounts and got what they wanted, they started sending the bills to me! My once good credit is now in shambles. I have filled police reports, called the companies, and contacted the credit bureaus to dispute the items as fraud. BUT, I keep getting the bills, and the credit bureaus are saying that these are “validated” as mine!!! I just want them off my credit report. I have sent out police reports, I have sent all the information that everyone has asked for, and no one is taking anything off my credit report. Please help me, the credit bureaus will no longer let me dispute any of these false items and I’m getting desperate. Thanks

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Bridget B asked:

Years ago in my youth… I went to a vocational school designed to teach the trade of Medical Assistance. Well I was passing and doing well until the last class, Medical Billing. The Medical Billing teacher quit and the school was unable to hire another teacher.

After making payments directly to the school I foolishly took out a student loan for the remaining $3400 and put a $400 cash payment down. Well after I took out the loan along with several other students the school closed down without notice!

I was out of the money, education and still responsible for paying back the loan even though I didn’t have atransfer transfer with transcripts for another school.

The original loan holder never came after me. I asked for a loan forgiveness considering what the school did and I believed they granted it. The original loan holder sold the debt to a collection agency and now ten years later the creditor is after me for over $4000! After contacting the state and Washington DC I found out the school never existed. The $4000 isn’t enough for a lawyer to fight. The department of education will not get involved because this was never listed as a school loan. After receiving a verification from the collection agency I saw the original contract was made under a retail loan installment with the school’s name on it. No one person’s name is legible on the contract and I have no one to complain to about a non-existant school or business (it was never registered). When I contacted the big credit agencies they verified the loan on my credit once they saw the original retail loan installment contract.

This was a fraud altogether! I have no other outstanding bills and yes I later enrolled in college and I’m almost finished paying off my Sallie Mae loan. However, I can’t get this removed or get the collection agency off my back. If I’d finished the school or dropped out I would pay it back but they closed without notice one morning out of the blue.

Any directions on how I can fight this? Where else can I try?
Thank you.. I welcome all answers!
The original debt began July 2000 so I’m just shy of 10 years.

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upside down asked:

Divorced since 2003, ex does not live with me nor is a dependant, NOT on cobra, and remarried in 2004 (lives with new wife). A georgia policeman told me “you can insure anyone you want”. 24 calls to other insurance agents all agree with me- it is not legal. Who is really right???

PS- if the health ins was provided under a domestic partners policy would that be fraud in ga??
I asked the police because I’m the new wife. It’s not Cobra, it’s Ex-wife and MY husband in this fraud together. I have her insurance card (renewed in 2006) showing her name and his. OUR marriage in 04, he lives w/me, but has mail to her house.
Police blow me off as a revengeful liar trying to get the law to violate HIS privacy laws.
If nothing else, her employer is getting screwed to cover someone not elegible. Proof of the fraud will strengthen my divorce case, I think.
*The truth will set you free*

I just do not believe any insurance company would do this, willingly, it has to be fraud.

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deb84103 asked:

15 years ago, i helped an aunt and a younger brother set my oldest brother up for a fraud crime. What we did is simply make a police report that he’d stolen money from my mother’s life insurance policy. He paid for all the funeral and medical bills, did just what the will said to do. He didn’t keep very accurate records, and couldn’t prove he’d paid the balance of her estate to me and my brother he paid with cash and didn’t ask for a receipt.

He ended up being convicted and although he never had any previous convictions he was sent to prison and served the entire sentence of 7 and a half years.

My co- conspirators and i had asked the prison to prevent outgoing mail & phone calls to the family we provided a list of the entire family along with addresses.
He lost his wife, she divorced him. he lost his business, and was financially ruined.

Many of the family have tried to contact him to reconcile and he refuses to speak to any of us. How can we fix this?
He was homeless for several weeks, after his release from prison. We were too busy to be at the prison on his release date. He won’t accept any assistance from anyone. He lives in a dingy apartment. He doesn’t have much earning capacity now due to the conviction. He won’t accept any assistance from anyone period. He’s very angry. While in prison his wife divorced him and remarried and the courts allowed her new spouse to adopt his children. He hasn’t seen his kids in years. I think he’s being a Sh*t about all this and should accept a few dollars from us atleast.
He was homeless for several weeks, after his release from prison. We were too busy to be at the prison on his release date. He won’t accept any assistance from anyone. He lives in a dingy apartment. He doesn’t have much earning capacity now due to the conviction. He won’t accept any assistance from anyone period. He’s very angry. While in prison his wife divorced him and remarried and the courts allowed her new spouse to adopt his children. He hasn’t seen his kids in years. I think he’s being a Sh*t about all this and should accept a few dollars from us atleast.
The statute of limitations has run on this, the state can’t touch any of us with criminal charges. None of us feel we need to go tell the cops what we did.

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any asked:

she didn pay the medical bills is that fraud?
she had medical insurance and allstate paid for what was not paid through her medical insurance.she was suppose to pay jonhs hopkins with the money from allstae ans lied and told allstate she put it on her credit card and did not.

healthcare

~*JaYDens PrETTy MoMMy*~ asked:

ok i saw this add on the penny-saver, that said comouter jobs i called. and its a training course for medical billing n coding. its 2 weeks long n its from 1-5pm mon-fri. n they have job placement as well. he tol me they place u in either hospitals or a dr office. u get ur diploma and Two certificates in microsoft word and excel and the other ni medical billing. the fee is 2250 but i dnt start paying them until im working already n its in payments of 99$ a month,. how does this sound to u,? and the reason im actually looking into this its cus they said in this feild ill start off getting paid 15$ an hour n im 18 n a have a 4month old baby so i need the job n money. should i go for it?? or do u think its a scam?
the outside door to that building said its called ” Gendarme Institute” can sumone look that up for me, but i think its a financial aid type of thing
oh n it says “computerized Medical Billing
i dont have to pay anything up front> i dnt pay a single dime until ive gotten my certificates n they get me a job n have my first pay check!

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