Posts Tagged ‘Divorce’

Health Insurance After Divorce

Health Insurance After Divorce

When negotiating the terms of your divorce agreement, it is important to understand how your current health insurance will be affected by the divorce. There are two types of plans; insured and self-insured. An insured plan is one in which the employer pays an insurance company or HMO, which accepts the risk of paying claims. A self-insured plan is one in which the employer accepts the risk of paying the claims. To find out whether you have an insured or self-insured plan contact your company’s HR department and ask for the Summary Plan Description (SPD). Within the SPD it will say what type of plan you have.

Self-insured plans are exempt from Massachusetts insurance laws. This means that the employer is no longer responsible for covering the ex-spouse. Under the Employee Retirement Income Security Act of 1974 (ERISA), the ex-spouse is allowed to stay on the spouses’ insurance plan for a maximum of 36 months. The ex-spouse may be charged up to 102% of the employers’ cost.

101 Little Instructions for Surviving Your Divorce: A No-Nonsense Guide to the Challenges at Hand

101 Little Instructions for Surviving Your Divorce: A No-Nonsense Guide to the Challenges at Hand


Used – In this fact-filled, one-step-at-a-time guide to the divorce process holds the reader’s hand through the maze, mystery and mire of divorce attorneys, court procedures, custody, mental health issues, child support, property settlement, and more. Each brief and incisive instruciton offers hope, encouragement, and authoritative guidance from a practicing attorney who has been there with her clinets again and again. An essential real-time companion for those going through the divorce proces

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The Recession’s Impact of Marriage and Divorce

Victoria Baum interviewed re: how the financial downturn may affect some marriages and the incidence of divorce as a result.
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Individual Therapy : Treating Depression Caused by Divorce

Depression after a divorce is a reactive depression that should be helped through professional counseling. Understand the stages of loss and depression after a divorce withtips from a licensed marriage and family therapist in this free video on individual therapy. Expert: Patti German Contact: www.pattigermancounseling.com Bio: Patti German is a member of the American Association for Marriage and Family Therapy. She has certification in marriage and family therapy (MFT) and has worked with the Penn Council for Relationships. Filmmaker: Paul Muller
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Christian Marriage Advice – How to Avoid the Divorce Trend

ChristianMarriageAdviceTips.info If you’re suffering with relationship problems, struggling to cope after an affair or your partner is threatening you with divorce, then this online couples counseling course will help you save your marriage.
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Divorce Decision.

Divorce Decision.
Breakthrough Resource To Help Women Who Are Unhappy In Marriage Make A Careful Decision.
Divorce Decision.

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