Posts Tagged ‘Crap’

Can YOU afford health insurance? Not anymore! Billy Mays to the rescue!

Question by Sophia’s Mommy: Moms, I feel like crap because my baby needs medicaid.?
Michigan has a MIChild program for families who don’t have a large income and they give health insurance for 10 dollars a month. Then there is Medicaid and it’s free. I applied for MIchild and they said that our household income was too low. I was crushed because before this all happened, My husband and I were able to give my daughter the Sun and the moon. Now with him only working 25-30 hours, his pay has been cut. I have been searching for a job but NO luck.

I feel like I let my daughter down. We never had to go to the state and said we need help. It eats me to the core.

Question by jeremy l: Why do companies get away with this kind of crap?
While the national headlines focus on efforts across the country to force Wal-Mart to pay more for its workers’ health insurance, an obscure story in Missouri reveals just how “sick” Wal-Mart’s health care policies can be. The story involves a former Wal-Mart worker who received some medical care benefits from Wal-Mart, but now the retailer, which made $ 10 billion in profits last year, is suing the disabled worker to get the company’s money back. According to the St. Louis Post Dispatch, last June Wal-Mart decided to sue Debbie Shank, who stocked shelves at night at a Wal-Mart in Cape Girardeau, Missouri, so she could spend the days with her three kids. Debbie was in her minivan in 2000 when she was hit by a truck. She suffered severe brain stem damage, and has been left totally disabled. After the accident, her Wal-Mart health insurance paid for her medical care. But when Debbie sued the trucking company, and won a financial settlement of roughly $ 900,000, Wal-Mart decided it wanted Debbie to pay Wal-Mart back. But Debbie’s husband says the money they received from the lawsuit has been used to set up a trust fund to help pay for Debbie’s care, since she now requires expensive nursing home care. Wal-Mart says it has a legal right to try to recoup its medical expenses from Shank, once she won her lawsuit. “This is a very sad case, and I think many people naturally have an emotional and sympathetic reaction,” a Wal-Mart spokeswoman told the Post-Dispatch. “But the reality is that we are required to protect the assets of our health plan so that it can pay the future claims of other associates and their family members. Unfortunately, it’s just not feasible to start making individual exceptions.” But Wal-Mart knows that to the public, it will appear that they are trying to get money from a disabled woman, her three children, and her husband. Shank is confined to a nursing home, and will not work again, and cannot financially help her family out by working nights at Wal-Mart. So Wal-Mart is worried that its lawsuit against a disabled woman will not seem right. “Not everyone will understand this,” the company spokesman admitted, “and I’m sure that we will get a fair amount of criticism.” Debbie Shank’s lawyer said, “If somebody got some money from a lawsuit and used it to buy a new home they didn’t need or a European vacation … that’s one thing. But that’s not the situation we’re dealing with here. In view of the unfavorable publicity that Wal-Mart is getting around the country …I’m surprised they’re pursuing this against their former employee, particularly since she remains so devastated and so in need of these funds.” Shank’s husband, Jim, says his wife is still so mentally confused that she can’t always identify which son she is talking to, and that she is wheelchair bound, and, due to her brain stem injury, can only move one arm and two fingers. The Shank family got around $ 417,477 from the lawsuit, and that money was put into a trust to pay for Shank’s future medical bills, which will be very substantial. But Wal-Mart wants to get their medical expenses back, so they can deposit them in the company’s Health and Welfare Plan. Shank says that if his wife loses her case to Wal-Mart, she will lose more than money. She will lose her private room at the nursing home, her wheelchair-accessible van and the personal care worker who helps her with her activities of daily living. Jim Shank has health insurance, which pays for some of his wife’s on-going medical bills. Shank works at several jobs to make ends meet, including real estate sales, and work at a local department store.

Question by Debisforeverfree: Do you think Therapy or going to a psychiatrist is a bunch of crap?
I watched a series on HBO last year called,” In Treatment”. Great show. I thought To myself,”Hey I would like to have enough money someday to have Therapy when I’m troubled.” While other people think Therapy is a waste of time and money. Your opinion?

Best answer:

Know better? Leave your own answer in the comments!

by Aaron Edwards

Question by miaow.: Not sure if I have a “diagnosis” but I know I feel like utter crap.?
My mental health story is long and complicated so I’ll summarise, self harmed since I was 13 (now 18), taken anti depressants, celexa, prozac and zoloft. Celexa worked for a while but then stopped. Nothing from the other 2, am currently still taking the zoloft though.

Had some CBT for anxiety, was borderline agoraphobic at one stage. Was diagnosed with borderline personality disorder (which fits me INCREDIBLY well) but then the personality clinic said they wouldn’t help me. I’m still assuming that my “diagnosis” as it were, is borderline personality though, because i’ve not really been told otherwise, and it really does explain me.

Question by Nasty Mcdirty pt.XIII: Confused about the whole “American immigration bias” crap? Maybe this will help…long,but worth reading?
You have two families: “Joe Legal” and “Jose Illegal”.
Both families have two parents, two children, and live in California.

Joe Legal works in construction, has a Social Security Number and makes $ 25.00 per hour with taxes deducted.

Jose Illegal also works in construction, has NO Social Security Number, and gets paid $ 15.00 cash “under the table”.

Ready? Now pay attention…

Joe Legal: $ 25.00 per hour x 40 hours = $ 1000.00 per week, or $ 52,000.00 per year. Now take 30% away for state and federal tax; Joe Legal now has
$ 31,231.00.

Jose Illegal: $ 15.00 per hour x 40 hours = $ 600.00 per week, or $ 31,200.00 per year. Jose Illegal pays no taxes. Jose Illegal now has
$ 31,200.00.