Comments on: DID YOU KNOW THAT ALL HEALTH INSURANCE IS a FRAUD? Did You Ever Read the Fine Print?

By: Phil

Phil — Sun, 04 Jan 2009 09:36:38 +0000

You get what you pay for. Who do you think should pay your medical bills?

By: Tammy R

Tammy R — Sun, 04 Jan 2009 06:52:42 +0000

There are alternatives to your “traditional” Medical Insurance. Very affordable – With Ameriplan’s Medical program you get:
Discounts of 50% or more!
FREE dental, vision, prescription, and chiropractic benefits with plan!
On-going dental/medical problems are accepted
No waiting periods
No pre-authorization for treatment required
No exclusions on lab procedures
No paperwork
No limits to the # of visits
Instant savings!
All specialists included if they’re network physicians
Membership fee guaranteed for two years
Member application backed by a 100% satisfaction guarantee!

Extremely affordable rates of 49.95/month for an individual or 59.95/month for a family

My family and I have saved alot of money using these benefits.

I hope this helps with this nightmare that 7 out of 10 people are living, the HIGH cost of health benefits! It is a very sad situation.

Tammy

By: LadyZania

LadyZania — Fri, 02 Jan 2009 19:32:33 +0000

Great question, and I agree with you completely! BTW Cobra is a joke…a very bad joke! *sm*

By: mbrcatz17

mbrcatz17 — Thu, 01 Jan 2009 04:51:03 +0000

Oh, you’re so right, you only get it if someone PAYS for it. That works for EVERYTHING.

so rather than wait for the government to attach your assets before you can go on welfare health assistance (meaning, before *I* have to pay for it), let’s just have everyone’s assets attached right NOW. Then we don’t have to worry about who makes what, everyone’s salary will just go into one big pot for government to spend! We can have government health care, government housing, and government groceries!!

People who don’t want to work won’t have to! They can just get their share ANYWAY, that’s fair, right? Of course, the average SHARE will go down, because most people won’t bother working!!

That’s how it works! Worked GREAT in the USSR, people were free to stand in the bread lines ALL DAY LONG!!

Where only the government people have access to EVERYTHING, but everything else is divided equally! How GREAT!!

By: snape's lover

snape's lover — Tue, 30 Dec 2008 07:43:55 +0000

I know wacth the new movie called Sicko, i saw a really good preview about it, that movie tells it like it is. Only those who live in a few country’s in Europe get good cover but unfortunately I live in the U.S. Our idiot for a president wants to stop some of the insurance companies I mean get rid of them for good! Its not fair.

By: Heather

Heather — Sat, 27 Dec 2008 19:36:34 +0000

wow some company made you made..
Too bad you are wrong! Bill Clinton passed a law that doesn’t allow certain conditions to be pre-existing and as long as you’ve had less that a 63 day break in coverage they can’t count ANYTHING as pre-existing…

By: Molly

Molly — Thu, 25 Dec 2008 17:52:04 +0000

Have you ever heard of COBRA?

Stop spreading drama. It’s old and tacky.

By: chickey_soup

chickey_soup — Wed, 24 Dec 2008 17:21:43 +0000

Actually if that is the case, you should go on temporary disability and your employer may not (as in can’t) fire you while you are on temp. disability. Furthermore, while on temp disability you are typically eligible for medicaid (not medicare). If you lose your job, then your employer must offer COBRA. You keep the insurance but the employer doesnt pay any portion as you are no longer an employee so you don’t receive benefits.

There are several low-cost insurance companies out there such as blue-cross and kaiser permanente. And no they will not cover pre-existing conditions, but from your….rant….that would be cancer. So a broken bone would not be related to your pre-existing condition.

As far as what your employer may dismiss you for, it is all outlined in your personnel handbook.

I’m sorry you are having a bad experience but insurance is not fraud.

If you have more than one car and one house and you expect medical assistance you are insane! Sell your ‘luxeries’ to help pay your bills. Why on earth should the government pay your helth coverage while you have things that aren’t necessities!

Of course you won’t be covered if you lose your coverage. You wont be covered in a hurricane if you stop paying your home insurance either.

If you remain ill, then you would qualify for permanent disability. If you are on permanent disability then you qualify for medicaid.

If you get better then you can get another job and go back to getting insurance.

By: jamie5987

jamie5987 — Mon, 22 Dec 2008 09:40:12 +0000

Well, that’s basically how all insurance works. You aren’t covered unless you continue paying on the policy. Most things in life are like that – nothing is for free.