Comments on: How Can I Prove Auto Insurance Fraud?

By: car253

car253 — Sun, 11 Jan 2009 17:19:39 +0000

There could be a couple of reasons that you were put at fault.

One, the first person that told you it was not your fault could have been the wrong person to speak to and it could have been just their opinion and not a real claim rep.

Second, your insurance company could have put it was not your fault and the other guys insurance company also said their customer was not at fault either. So, when both insurance companies say the accident is not their customer’s fault, the claim has to go to arbitation and a hearing officer gets to decide who is right.

Since your claim took so long to settle, I bet that is what happened. The 2 insurance companies had to fight it out in arbitation. And, it looks like your insurance company lost. It was not their fault and they did fight for you.

I am sorry that the other party really got away with the amount of money that he did. He probly had a good lawyer that sent him to doctors every day for treatment that he did not need.

This is the way insurance works. Your insurance company did nothing wrong. As a matter of fact I would be happy with them because they fought for you.

I would file a complaint with the Insurance Commissioner. You can do that online at the website below.

Good Luck.

By: Nate W

Nate W — Thu, 08 Jan 2009 16:44:55 +0000

Believe me, your insurance company did not want to pay that much either. If there was any investigating to be done, I’m sure they did it.

It’s a shame so many people take advantage of insurance money which drives up the premiums for the rest of us.

By: mbrcatz

mbrcatz — Wed, 07 Jan 2009 01:58:46 +0000

Darned hard to prove. You’d have to prove that either he didn’t have the injuries he was treated for, meaning that his provider was in cahoots, or that he staged the accident.

Normally, the guy in front stops dead, for ANY reason, the guy behind him rear ends him, the guy behind is at fault, for tailgating. Even if you switch into his lane. The definition of tailgating is, if the guy in front of you stops short, and you don’t have time to stop before you hit him.

It’s not usual for an insurer to contact the policyholder to discuss where fault is being laid. Pretty much, the fault is going to be with either you or him – and you were the guy in the back.

That $24,000 in medical probably includes chiro bills, and pain and suffering. But this minor accident also could have aggravated a prior injury, resulting in lost wages, and increased medical expenses.

Sorry. I think you’re out of luck with this.

By: tripti i l you

tripti i l you — Sun, 04 Jan 2009 03:13:30 +0000

online inssurance help from expert

By: Iqbal E

Iqbal E — Thu, 01 Jan 2009 05:23:44 +0000

Contact the California State Insurance Investigation Department and report this matter to them. Every State has an investigation bureau to investigate Insurance fraud. Secondly, Write a letter to your Insurance Company disputing the increase in premium because you were told that it was not your fault and also the never had the courtesy to inform you that they were settling the claim. If these attempts failed, get an Attorney.

By: niceguylookin61

niceguylookin61 — Mon, 29 Dec 2008 07:36:38 +0000

I’ve heard of people faking medical just so they get a fat check in the mail. Some people will bleed your/their insurance company for as much as they can possibly get. In any accident there is a police report filed and that’s what my insurance company used to figure who’s fault the accident was. The only other info I’d have would be contact a lawyer and see what you could do. Also what kind of settle happened. Did you pay out of pocket. If so did you get written statement that he singed? Hope this helps