Comments on: How can you prove insurance fraud in a car accident?

By: Gambit

Gambit — Thu, 18 Dec 2008 09:57:22 +0000

Can you prove fraud? Sure, just go out, hire a private investigator who will charge you between $100-$1,000 a day plus expenses to investigate the guy (hopefully they can do it in two weeks). Assuming the P.I. can find anything you can then hire a lawyer to sue the other guy to recover for the false injuries. So in the end you would have spend a few tens of thousands of dollars to save $1,500.

By: ? Uwish ?

? Uwish ? — Wed, 17 Dec 2008 11:27:41 +0000

Who told you that you were not at fault?

You rear ended the other driver, you did not maintain proper lookout or distance between the vehicle infront of you while you were changing lanes.

If your company decided that you were liable for the damages, what fraud is there? Its possible this person suffered from injuries

And with the premium just increasing now, that is likely because the claim just recently settled. CA has a 2 year statute of limitations (time you have to file a claim) for bodily injury.

If your insurance would have thought the other driver was making a fraudulent claim, they would have investigated and denied, but since they paid out, I’m sure they felt the claim was legit.

By: Scott H

Scott H — Mon, 15 Dec 2008 22:22:45 +0000

It isn’t your place to try to prove insurance fraud. The insurance company just doesn’t give people a blank check. Insurance companies aren’t stupid, they would have done their own investigation before making a settlement.

By: John H

John H — Fri, 12 Dec 2008 13:46:12 +0000

Fault here makes no difference. Your insurance company paid the claim. If there was fraud, do you think they would have paid? You can ask your insurance company to look into the matter, but I’m betting they won’t. You can also report your suspicions to your state insurance commissioner

By: David L

David L — Wed, 10 Dec 2008 01:11:15 +0000

You are SOL. If your insurance company settled this case, you do not have a leg to stand on.

By: jtl090179@sbcglobal.net

jtl090179@sbcglobal.net — Sun, 07 Dec 2008 07:56:05 +0000

no you can not, just because you werent at fault doesnt mean that your insurance company didnt receive losses from man hours and monies paid for actions after the accident.

you can claim what you want but the matter of fact was that you were in a car and you hit someone whether he stopped or not.