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Friend Owes Over 100,000 Dollars in Hospital Bills?
peelowg2k asked:
I closed the answer poll by mistake,but my friend got shot in the leg outside in a drive by, they were shooting at someone else and he was innocent bystander getting out his car,but he lives with his mom and he has no insurance, so after the surgury they charged him over 130,000 dollars in bills…what can he do to fix his credit and get rid of these bill which is dam near impossible for someone to pay off
medical billing clearinghouse
<BR%20/>Tags: Mistake, Hospital Bills, Surgury, Innocent Bystander <BR%20/>I closed the answer poll by mistake,but my friend got shot in the leg outside in a drive by, they were shooting at someone else and he was innocent bystander getting out his car,but he lives with his mom and he has no insurance, so after the surgury they charged him over 130,000 dollars in bills…what can he do to fix his credit and get rid of these bill which is dam near impossible for someone to pay off
medical billing clearinghouse
Win the lottery, become a doctor, lawyer or a business executive or bankruptcy.
go bankrupt
Isn’t it just galling to know that if he were an illegal Mexican immigrant all his medical bills would have been paid for him? This is why your friend got the bill so the illegals can get free medical.
This country is screwed up bigtime and Sen Ted Kennedy is a big part of the problem, along with all the Massachusetts idiots who vote for him.
Contact the hospital and be honest you can’t pay the bill. They had to treat you and they may not tell you but hospitals have a fund that will take care of bills that are not paid by persons that can’t. Just tell them
I had a friend that was hit by a car and had major medical bills. The kid that hit her had no insurance.
The hospital wrote her entire medical bill off.
Your friend needs to contact the hospital and find out if they can do anything about the bill. Hospitals cover indigents all the time. Actually, we that taxpayers cover it, but since they are not allowed to refuse medical care, the state and federal government subsidizes medical care for people that can’t pay.
He needs to talk to the hospital billing department.
I am not a fan of telling someone to file bankruptcy and I very rarely say that someone should.
With that said…….
Bankruptcy is there for a reason, his debt was through no fault of his own.
Yes bankruptcy will leave a mark on his credit, but so will a $130,000 unpaid debt. (just my opinion, but a $130k debt will probably be harder to recover from then a bankruptcy)
He would probably be better off if he did file.
Dont think twice, just file bankruptcy and get back with your life..
A lot of states have a program called victim assistance. Try goin got the city or state for help. Most states has this service.
I have placed this in the source box. There is a wealth of information there and a great free debt management software program. I bookmarked the site as I return to it often for the advice it offers. I hope this helps you.
Medical bill are unlike any other debt in that they are very rarely collected in full and often times are written off by the hospital rather than turned over to a collection agency. If the person racking up the bills is unable to pay the debt (much like your friend’s situation) the hospital is not held liable and the federal govt. will eventually nullify the debt. While a negative connotation on your credit report is inevitable (the same as not a paying any sort of bill), it is not nearly as bad as not paying a credit card bill or defaulting on a mortgage or vehicle payment. Think about it, everyday thousands of americans accumulate medical bills that they are unable and unwilling to pay (the average person simply cannot afford medical debts, and a vast majority of people have little to no insurance help). Hospitals rarely refuse medical service to anyone, regardless of their financial situation. If this person applies for some line of credit in the near future, a lender will see this mark on his credit report and it will increase interest rates, etc. (as will any other outstanding debt, but not to the same degree as a credit card payment that someone just refuses to pay). DO NOT, I repeat, DO NOT file for bankruptcy. This freezes your credit for at least 7-10 years, making it impossible to get any sort of loan or make any nominal purchase out of the question. If credit problems do become too great, an effective (and extremely economical) solution is to work in conjuction with a debt settlement agency. They will work to lower the principal amount owed and one can usaully settle medical bills for between 8-13 cents on the dollar (8-13% of the amount origianally owed). This will help eliminate the debt for less than what is owed and can usually help to erase negative debts on credit reports after the debts have been settled.
When you don’t have money to get the care you need:+&hl=en&client=firefox-a&rls=org.mozilla:en-US:official&start=10&sa=N
Free and low cost prescription medication:
This is about FREE hospitalization, if you need it and they WILL help you!
Hill Burton Hotline
1-800-638-0742
(1-800-492-0359 in Maryland)
In 1946, Congress passed a law that gave hospitals, nursing homes and other health facilities grants and loans for construction and modernization. In return, they agreed to provide a reasonable volume of services to persons unable to pay and to make their services available to all persons residing in the facility’s area. The program stopped providing funds in 1997, but about 300 health care facilities nationwide are still obligated to provide free or reduced-cost care.
How to apply for Medicaid or medicare
For information about Social Security, Medicare, and disability benefits, call the Social Security Administration at 800-772-1213.
For information about Medicaid, contact your local social service or welfare office. You can also find information about Medicare and Medicaid at
How To Pay for Mental Health Services
Additional Public Benefits for Families Raising Children:
DENTAL HELP:
Free or low cost dental care United States
FREE AND LOW COST DENTAL HELP FOR DENTURES , BROKEN TEETH , PAIN , ETC.
Need eyeglasses or eye care?
How to Get a Free or Low Cost Pap Smear, The National Breast and Cervical Cancer Early Detection Program provides free or low cost Pap smears to eligible women across the country. Through this program, uninsured and impoverished women can receive Pap smears at local clinics and doctor’s offices.
Here’s a list for every state:
Where can I go to get free or reduced-cost prenatal care?
You can call this number if you need free birth control help, too!
Women in every state can get help to pay for medical care during their pregnancies. This prenatal care can help you have a healthy baby. Every state in the United States has a program to help. Programs give medical care, information, advice and other services important for a healthy pregnancy.
To find out about the program in your state:
·Call 1-800-311-BABY (1-800-311-2229) This toll-free telephone number will connect you to the Health Department in your area code
·For information in Spanish, call 1-800-504-7081
·Call or contact your local Health Department.