Question About Hospital Bills and Write-Offs?

freedom_rulz@sbcglobal.net asked:


I stayed at a hospital for three days in November. I have a $1500 deductible which I have not met yet. My EOB (Estimation of Benefits) said I may owe $2200 (out of $6000) — most of that $2200 includes my deductible and co-insurance. However, when I recdived the bill a month ago (around December 15th), it shows that I owed only $58 and, according to the itemized bill, most of the $2200 I owed was written off. Is this possible? Or does this sound like an accounting mistake? (My mother-in-law, who knows a lot of people who work at that hospital, will be checking it out this week.)
1. I’ve had outpatient procedures at this hospital and I can tell you that they have not written off a huge amount like this — some, but not a huge amount.

2. About two years ago, my dad had gallbladder surgery at a different hospital. Out of the $25,000 he owed, insurance paid $15,000, but he ended up owing only $1,000 because the hospital wrote the rest of this off.

3. Do hospitals tend to write off big bills that are processed towards the end of the year — for tax purposes?
I am on Blue Cross/Blue Shield BlueOptions (PPO) with a $1500 annual deductible. They have a contract with this hospital.

medical billing association

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2 Responses to “Question About Hospital Bills and Write-Offs?”

  • DEB:

    Sometimes a hospital will bill you orginally at their going rate for a procedure. But the insurance companies have limits they have set with doctors and hospitals that they can charge you. So they end up writing off the difference. So yes it could just be a write off. I’m sure they claim it on their taxes. I would just send them a check marked “Paid in Full” and say thank you very much.

  • engineer50:

    A lot depends on your insurance plan – you haven’t said anything about that.